Fintech Regulation

Fintech Regulation

Empowering Financial Innovation

Nepal's digital economy is booming, driven by a surge in mobile wallets, digital banking, and payment gateways. However, operating in the financial technology space requires navigating a complex and highly regulated environment supervised by the Nepal Rastra Bank (NRB). From the Payment Systems Act 2075 to strict Anti-Money Laundering (AML) directives and the newly introduced Regulatory Sandbox Framework, compliance is non-negotiable.

Vidhijnya Lawyers acts as a bridge between financial innovation and regulatory compliance, helping you bring secure and lawful fintech products to the Nepali market.

Our Fintech Legal Services Include:

• Licensing & Registration: Guiding Payment Service Providers (PSPs) and Payment System Operators (PSOs) through the rigorous NRB licensing process.

• Regulatory Sandbox Applications: Assisting innovators in applying for the NRB Sandbox to legally test new financial products in a controlled environment.

• AML/CFT & KYC Compliance: Structuring robust internal policies to meet Nepal’s anti-money laundering and counter-terrorist financing obligations.

• Fintech Structuring: Advising on cross-border transactions, foreign direct investment (FDI) in fintech, and digital lending legal frameworks.